Insurance

A. The Applicant/Permittee must provide, at its sole expense, the following insurance:

     1. If applicable, Automobile Liability covering Symbol 1 (any auto) with at least the following limits of liability:

          a) Primary Bodily Injury with limits of at least $500,000 per person, $500,000 per occurrence; and

          b) Property Damage of at least $250,000 per occurrence; or

          c) Combined single limits of at least $1,000,000.

     2. General Liability including coverage for premises, products and completed operations, independent contractors and vendors, personal injury and contractual obligations with combined single limits of at least $1,000,000 per occurrence, aggregate$2,000,000 without exclusion of Event Holders; Bystanders or Participants (performers, employees, volunteers or individuals compensated by Insured) and sports/athletic contest/exhibitions not excluding athletic participants.  Applicant/Permittee must identify each vendor to be on City property for this event and will name these vendors as additional insureds or provide proof vendor has met minimum insurance requirements and naming City of Torrance additional insured.

     3. Workers' Compensation with limits as required by the State of California and Employers liability with limits of at least $1,000,000 per accident or illness. The policy shall be endorsed to waive the insurer's rights of subrogation against the City of Torrance, the City Council, and each member thereof, members of boards and commissions, every officer, official, and employee.

B. The Applicant's (Permittee's} insurance must be primary and non-contributory.

C. The City of Torrance, City Council, members of boards and commissions, every officer, agent, official, employee and volunteer must be named an additional insured under the automobile and general liability policies.

D. Each insurance policy must contain a provision that no termination, cancellation or change of coverage can be made without prior notice to the City.

E. The insurers must be admitted to do business in California and rated B+ or better in the most recent addition of the Best's Key Rating Guide and only if they are a financial class of VII or better.

F. Applicant (Permittee) hereby grants to City a waiver of any right to subrogation which any insurer of said Applicant may acquire against the City by virtue of the payment of any loss under such insurance. Applicant (Permittee} agrees to obtain any endorsement that may be necessary to affect this waiver of subrogation, but this provision applies regardless of whether or not the City has received a waiver of subrogation endorsement from the insurer.

G. At the City's sole discretion additional insurance may be required.

 Sample - Certificate of Liability Insurance (required form)